How can my friend find out if her late father has a life insurance policy?

Question by Mary Anne: How can my friend find out if her late father has a life insurance policy?
My friend’s father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend’s stepmother. The stepmother doesn’t even recall a life insurance policy. She wonders if he had cashed it out. How can my friend find out if a life insurance policy still exists? Those unclaimed fund sites don’t usually include life insurance policies, and the life insurance company may not know that a death has occurred.

Best answer:

Answer by justwondering
You are right about the unclaimed sites – the best you could do is to go through his papers and canceled checks to find payments or policy information – maybe check a safety deposit box or old shoe box in the closet – no telling what he used as a file cabinet.

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